Richina Financial controls Richina (China) Investments Limited, a Chinese Holding Company (“CHC”),
which provides a wide range of financial services to both affiliates and strategic and financial
partners. Through the CHC, Richina operates a wholly-owned credit guaranty company, Shanghai Richina
Credit Guaranty Limited (“Richina Guaranty”), headquartered in Shanghai with a national license,
which works in cooperation with a large number of Chinese banks. Richina Guaranty facilitates the
financial needs of thousands of individuals and small and medium enterprises (“SMEs”) throughout
China.
Richina Financial
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