Richina Financial controls Richina (China) Investments Limited, a Chinese Holding Company (“CHC”), which provides a wide range of financial services to both affiliates and strategic and financial partners. Through the CHC, Richina operates a wholly-owned credit guaranty company, Shanghai Richina Credit Guaranty Limited (“Richina Guaranty”), headquartered in Shanghai with a national license, which works in cooperation with a large number of Chinese banks. Richina Guaranty facilitates the financial needs of thousands of individuals and small and medium enterprises (“SMEs”) throughout China.